Are you shelling out $140 bucks this year on Valentine’s Day?
According to The Columbus Dispatch, consumers are expected to spend an average of $143.56 in 2018, totaling a whopping $19.6 billion dollars!!
Now, that’s a lot of money on flowers, chocolates, candies, jewelry or other fancy schmancy stuff people buy that day.
Honestly, it really makes me wonder… Is there a holiday where we don’t have the social obligation to spend money?
But seriously though, from flowers to getaway trips, my husband and I are definitely guilty of overspending on V-Day.
Up until a few years ago, we stopped spending money on Valentine’s Day and opt for a more DIY approach.
This approach simply means that instead of buying gifts – we made them. Instead of going to a fancy restaurant – we cooked. Instead of going to a costly entertainment event – we snuggled up to a movie.
You get the idea. 🙂
I mean if doing a no-spend Valentine’s Day means saving $140+, then why not give it a try?!
So without further adieu, here are the 5 steps to help you and your loved one have an amazing no-spend Valentine’s Day!
STEP 1: Talk To Your S.O.
In order to have a successful no-spend Valentine’s Day, you and your S.O. need to be on the same page.
Which means that you guys need to have – The Talk.
Some people might be okay with it and some people might not.
If you’re in a saver/saver relationship, then this conversation should be fairly easy.
If you’re in a spender/saver relationship, like my husband and I, or a spender/spender relationship, then you might need to approach the topic of “no-spend Valentine’s Day” casually and understand each other’s reactions.
Here are some tips that helped us continue to enjoy our no-spend Valentine’s day:
- Focus on a common goal
- Understand that this is only for one day
- Set expectations
- Work out a compromise
- Be mentally prepared
At the end of this conversation, both of you should be nervous but excited to take on this challenge with a “We can do this!” attitude. 🙂
STEP 2: Set Rules/Exceptions
Whenever you do a no-spend day, week or month, it doesn’t actually mean you don’t spend any money at all.
Of course, life doesn’t stop when you do a no-spend. There are still bills or mortgages that need to be paid.
It’s more about getting yourself to think frugally about your spending.
Putting more focus on what you need to spend v.s. what you want to spend.
So, on this no-spend Valentine’s day, grab your S.O. and start setting your own rules and exceptions.
Here are the 3 main categories to think about:
- Food, Desserts and Drinks/Meals
Of course, you might have an extra category or two to think about. So write down what works for both of you.
For instance, for my husband and I, our rules/exceptions would be something like this:
- No eating out or take out foods
- Must cook all meals at home with whatever that’s in the pantry or fridge
- We can use gift cards that we already own
- We can buy one dessert for two (less than $5)
- No driving – we can go anyway as long as we can walk there
- If we get sick, we can go to the hospital or seek medical attention
- Our dog Bear can have one V-Day treat (less than $5)
If this is your first time doing a no-spend, definitely write down your rules to keep yourself accountable.
STEP 3: Plan Your No-Spend Valentine’s Day
Look up some fun things that you and your significant other like to do.
Plan your day while being mindful of your own rules and exceptions.
Remember – it is not going to be easy but this is only for one day and the end result is going to be super rewarding!
Here is a list of free or almost-free Valentine’s Day activities that you and your S.O. can try:
1. Game Night
Whether it’s card games, board games, video games or games on your smart device! Whatever it is, just pick one and start playing. Don’t forget to prepare some snacks and drinks for the two of you to enjoy. 😉
2. Spa Night
Light up some candles, play some zen, spa-like music, throw a bath bomb in the tub and you’re all set good to go! Better yet, if you got some sheet masks, ask your hubby if he wants to try them. Men want to stay beautiful too. 😆 Plus, it would be fun for the two of your to just be yourselves while enjoying this special day relaxing in your own sanctuary.
3. Paint Night
Have a paint and wine night at the comfort of your own home. Paint something funny, serious or better – each other. 😉
4. Fancy Candlelit Meals
Candles are essential to a no-spend Valentine’s Day; it gives it a nice mood without breaking the bank. While the candles are flickering, grab your S.O. and cook a meal together. Whether it’s a nice dish or a classic dish that you both love so dearly, pick something that you guys will feel like you’re eating at a fancy restaurant.
5. Romantic Walk
Pick a place to walk; anywhere that you guys can hold hands and be mesmerized by each other’s presences.
6. Movie Night
Netflix and chill?! Who can miss this one?! Pick a few movies and turn it into a marathon night. If you don’t have Netflix, borrow DVDs or find some movies to watch from your own DVDs collection. I’m sure you have one laying around somewhere. 😉
7. Free Local Events
Search for free events offered by your city. For example, free ice skating, concerts, shows, food tasting, sampling, etc.
Buying fresh flowers can be expensive, especially during Valentine’s Day. If you’re crafty – make some origami flowers. If you really must buy flowers then opt for a cheaper kind of flower or just buy one stem of a flower. 🙂 Afterall it is the thought and your time together that counts.
9. Bake Together
Is there a recipe that you guys have been talking about to bake together? Well, Valentine’s Day is the best time to try it! If you can, pick something that is quick and easy to make using the ingredients that you already have. That way you can actually eat the finished products instead of fearing that it might not turn out well.
10. Make a Photo Album or Collage
Do you have photos laying around on your phone or laptop, unprinted? Well, this is the perfect time to print them out and put them together in a photo album or collage.
In addition, here are some other awesome posts for more inspirations on your no-spend Valentine’s Day. 😀
- 10 Ways to Enjoy a No-Spend Valentine’s Day
- Have a No Spend Minimalist Valentine’s Day
- How to Have a Memorable Valentine’s Day Without Spending Any Money
- 17 Ways to Celebrate Valentine’s Day Without Breaking the Bank
- 14 Ways to Spend Less on Valentine’s Day
After you’ve picked out what you like to do and have a pretty good idea how that day is going to pan out, move on to the next step.
STEP 4: Set A Reward
Setting a reward for both of you to enjoy will give you guys something to look forward to at the end of this no-spend Valentine’s Day.
Today you’re doing a no-spend Valentine’s Day, tomorrow you might be doing a no-spend week.
And who knows, before you know it you’ll be on your way to do a no-spend month!
So please – be nice to yourselves for being awesome and doing a no-spend Valentine’s Day.
Think of a reward that both of you will enjoy. Be creative. 😉
STEP 5: Take Action and Follow Through!
Woohoo! You’re almost there! 😀
Now that both of you have a pretty good idea of what will go down that day, all you need to do now is follow through with your plan.
Avoid logging onto any social media if that will tempt you to spend money.
Your friends might be spending money on lavish dinners, expensive entertainments, and gifts but that doesn’t mean you need to do the same in order for your V-Day to be amazing.
Encourage each other of the common goal and aim for the final reward!
Valentine’s Day is the love holiday of every year but you don’t need to spend money to feel the love.
As long as you have each other, all that fancy schmancy stuff won’t really matter anyway.
There is no need to spend all that money on things that you don’t need. Learn to enjoy the things you already have.
You and your S.O. can take advantage of this no-spend Valentine’s Day and save some money for the bigger picture.